Tuesday, November 23, 2010

21 Questions For You - The Destin Florida Short Sale Seller


Are you thinking of selling your Destin Florida property as a short sale? Here are a few questions I’ll use to start our conversation....
1. Who are the mortgage holders on your property?
2. Approximate balances?
3. Is your loan VA or FHA/HUD?
4. Do you have a hardship? If so, what caused it?
5. Would you prefer to keep the property?
6. Have you tried a loan modification or other type of work-out? If so, what was the outcome?
7. If FHA/HUD - have you started any pre-foreclosure sale paperwork with your lender?
8. Have you applied for the HAFA program?
9. Have you consulted an attorney?
10. Why do you want to short sale?
11. Do you or have you ever occupied the property?
12. Are your payments current? If not, how many months have you missed?
13. Do you have enough income to pay your all your monthly debt?
14. If you are current on your payments, where are the funds coming from - savings or some other source?
15. Are you current on association fees?
16. Do you have other liens or judgments?
17. Have you had a foreclosure notice yet?
18. Who else is named on the mortgage or deed?
19. Do you have funds to contribute if asked by your lender to approve the short sale?
20. Would you agree to pay a promissory note if asked?
21. What questions do you have for me?
Call, and let’s get the conversation started. I can help you with a short sale in Destin, Santa Rosa Beach, Fort Walton Beach, Niceville, Bluewater Bay, Navarre, Seagrove Beach, Watercolor, Sandestin, Seaside, Crestview, Rosemary Beach, Mary Esther, Shalimar and more.

It's Wendy!
Wendy Rulnick, Broker, Rulnick Realty, Inc.
Call 1-877-487-9639 or 850-650-7883 ext 204
Email itswendy@rulnickrealty.com

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